Prepare Every Needful Thing

"If ye are prepared, ye shall not fear"

Financial Preparedness–December 2013

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Prayerfully Set a Financial Goal

prayer-Otto_Greiner_Betende_HändeIn the April 2011 General Conference, President Monson said, “…I assure you that there is no shame in a couple having to scrimp and save. It is generally during these challenging times that you will grow closer together as you learn to sacrifice and to make difficult decisions.”  His words brought back memories of the early years of our marriage.  My husband graduated and got a job and we moved from Arizona to California and bought a little run-down starter house that seemed blindingly expensive compared to what our friends were buying back in Arizona.  Everything was more expensive here and now we had student loans that needed to be repaid in addition to our car loan and usual bills.  We had avoided consumer debt and I was used to living cheaply, but I remember feeling really…straitened that first summer.  By Fall we had managed to pay off the car loan through sheer, brute force and I remember looking forward to a little more ease in the budget as we moved forward.  I believe it was then that my husband came home with the idea that we needed to build up our six months savings, and quickly.  In fact, it was far too quickly for us to actually be able to do it, brute force or no.  He expressed faith that this was a worthy goal and that the Lord could help us achieve it and so we decided to go ahead.  We set the goal, re-tightened our belts and proceeded to pray, pray, pray for help.  Through miraculous means, we made it—or rather He made it.  We found ourselves doubly blessed by this experience: we had the blessing of temporal security through the savings, and we saw and recognized the hand of the Lord in our lives.  We felt inspired to pursue additional and similarly “impossible” financial goals after this point, and found this double blessing each time.  As I look back on our financial married life, this is my favorite time to reflect on.  I understood Paul a little better when he wrote, “Therefore I take pleasure in infirmities, in reproaches, in necessities, in persecutions, in distresses for Christ’s sake: for when I am weak, then am I strong.”  Our situation was no where near as dire as his, but we felt similar joy in seeing the Lord step in and make up for our weakness and inability through his grace.

This month, prayerfully set a financial goal (with your spouse if applicable) and pursue it with the Lord.  It might be one of the goals we have listed in this newsletter, a debt that has been hanging over your head, a preparedness item you feel especially prompted to purchase soon, a donation you’ve have wanted to make, or a trip to visit a friend or family member that you’ve been putting off.  Remember, money is just one of the many tools of the Lord.  As with all things, we are expected to use it to accomplish His work.  If nothing comes to mind, ask Him.  He has lives to bless through us and He will surely inspire and enable us to accomplish His work.

 “Wherefore, be not weary in well-doing, for ye are laying the foundation of a great work. And out of small things proceedeth that which is great.”   D&C 64:33

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